Constitutional Financial Services

Occupy Money: Pay With Silver To Beat The Banks

Leonard — Sun, 23 Oct 2011 21:05:25 +0000

Col. Sixx
October 23, 2011

People are now at the snapping point as B of A adds a $5 per month fee to use a debit card for purchases. Nothing if you only use the card at the ATM. A major hassle to go to the ATM before getting gas, etc. The average Joe will pay the $5.00 fee and that’s what they are counting on.

This is how we corner them. We OCCUPY MONEY. It’s a lot of work to go down to the demonstration. It smells like stale urine because people haven’t been very tidy. You might get arrested for doing nothing more than walking down the street.

You can OCCUPY MONEY where ever you are! If you have a bank account, you can convert some of the money to silver and spend it. If you can’t attend a rally, this is a way for you to participate.
It’s an instant demonstration – a proclamation of freedom. And the merchants can help support the people, too.

The banking powers aren’t counting on all the citizens out there to go off the banking grid. This will start with small merchants who are being trashed by the big banks. They will accept silver U.S. coins as payment for their merchandise because they want real money.

Banking customers are tired of getting near ZERO percent interest payments. Why keep your money in a bank when you can buy silver coins and put them in your mattress. People may say “you could get robbed at home”. We say “You are GUARANTEED to get robbed at the bank”!

Paying with genuine U.S. silver coins sends a strong message to all….we don’t want any more of that “fake” Federal Reserve money. We’re tired of the bankers controlling the money supply and stealing the value from our currency. Pushing people out of their homes.

Go into any merchant and bring your silver coins. Tell them you want to pay in genuine U.S. money. Real money. Not that fake electronic and paper money that depreciates by the day. It’s 100% legal since it’s 100% legal U.S. currency.

Tell the merchants you visit to post a sign by their register with that day’s price of silver and the amount dimes, quarters and halves will buy. Tell them to help Occupy Money.

Do it now.

Occupy Money- It’s Everwhere You Want To Be!

Greece has weeks left before bankruptcy

Leonard — Wed, 05 Oct 2011 12:06:35 +0000

ATHENS, Greece — Greece has enough money to pay pensions, salaries and bondholders through mid-November, the finance minister said Tuesday, as global markets sank on worries that a messy default could bring down European banks and trigger another global recession.

The Athens stock index was down more than 6 percent by late afternoon while the main Europe markets fell more than 3 percent. The turmoil endangered French-Belgian bank Dexia, whose shares plunged as much as 40 percent, on worries about its exposure to Greek bonds.

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How far behind Greece is the United States?

The Truth About Your Money

Leonard — Wed, 28 Sep 2011 20:42:18 +0000

The Crash Is Coming…Are You Prepared?

Leonard — Wed, 28 Sep 2011 09:26:08 +0000

The coming crash is inevitable. Are you prepared? Join COnstitutional Financial Services today, fund your Membership so you can buy and sell with Silver & Gold Coin.

The Euro is almost dead. Federal Reserve Notes will soon follow. The paper money in your pocket and savings accounts will soon be worthless.

Edwin Vieira Video

Leonard — Sun, 25 Sep 2011 20:49:00 +0000

An excellent video of Edwin Vieira, author of “Pieces of Eight: The Monetary Powers and Disabilities of the United States Constitution”.

Monetary Crisis a Threat to Liberty, Lawyer Warns

Leonard — Tue, 20 Sep 2011 12:18:55 +0000

One way to avoid an economic collapse that would lead to a police state, Viera said, is to establish an alternative monetary system based not on paper money, but on gold or silver.

The alternative system could co-exist and be convertible with the existing monetary system, just as nations have different currencies and rates of exchange. “We do nothing to the Federal Reserve,” Vieira said. “We just leave it alone and see what happens in the marketplace.” But with an alternative system in place, people would have a choice that could spread from state to state, making the Federal Reserve system subject to the rigors and discipline of competition. There is little doubt, Vieira said, which system would prevail when people “see the difference between money that is depreciating in value and money that isn’t.” Eventually people will “walk away” from federal reserve notes, he said, and that will have a restraining effect on a federal government grown large through a formula of “tax and tax, spend and spend, elect and elect,” Vieira said, quoting a New Deal slogan. “With a sound currency in place, it’s difficult for the politicians to do that,” he said.

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Not Hiring: The Untold Story of Small Business in America

Leonard — Tue, 20 Sep 2011 06:13:43 +0000

I received this in an email the other day. I found it very interesting and I had to share.

Not Hiring: The Untold Story of Small Business in America (September 16, 2011)

Small business isn’t hiring, and the reasons are invisible to those without any real-world small business experience.

Most of the discussions about boosting hiring and employment are detached from the realities faced by actual small-business employers. Pundits protected by ivory-tower tenure or plump think-tank positions can indulge in the luxury of debating the efficacy of modest tax cuts on hiring, but for those in the trenches of small business, these economic-policy debates are as germaine and valuable as debating how many angels can dance on the head of a pin.

The reality is that adding an employee is very costly and adds multiple layers of risk. Small business is not going to hire another employee because the employer’s share of Social Security taxes is a few hundred dollars less. Adding an employee could, without exaggeration, cost the employer his business and/or his sanity. Think of someone in the ocean with a water-logged life preserver, someone whose head is barely above water. That is the typical small business employer: it won’t take much to push him/her under.

Robert F., a small-business employer for 22 years, shares the rarely-addressed point of view of the employer:

I own a security firm in a major Western-U.S. city. I have been an employer for 22 years. What a nightmare it is! Few seem to understand why businesses don’t want to hire–here’s my perspective.Once I hire someone, I am party to a relationship that is full of risk. What usually happens is the “check harvesting” situation where just enough work is done to extract a paycheck. I am on the hook for matching Social Security tax, medicare tax, city occupational tax, unemployment tax, federal unemployment tax, workers comp insurance and all the abuse that goes along with that system. I have to withold State and Federal income taxes with ridiculous penalties for late payments. Often I will get served with a garnishment or child support levy for an employee, and I am on the hook for all this. If I fail to withold on a garnishment I become liable to pay the debt.

To take one real-life example of many: after all this, the employee can’t get along with others, grows a beard and says it’s a religious right, needs weekends off because he goes to church and it’s descriminatory for me not to give him time off for his beliefs…. soon I’m looking for a way to fire him. Now the rage begins! I am subject to violence, attacks, retribution, slander– everything all because the employee won’t/can’t do the job he accepted.

I have been through terminations where I was threatened with a gun, had to call the cops, etc. The usual take is that the police will take action after the homicide spree is done with. My nice Chrysler car got a cinder block thrown throught the window a few years back (oh, but there’s no proof it’s the guy I fired one week ago who punched his fist throught the window and had the paramedics haul off out of my office.)

Sure, I’ve had some great employees too–people who I only have good things to say about. I also paid them every cent I owed them and they often got more than their base pay–bonuses, extras, etc. But I could write another two pages on malicious lawsuits. For example, I promote some guy and a woman is burned up because she didn’t get it and “it’s discrimination.” One guy is gay and other employees tease– my job to step in and mediate and manage the mess and “This is a hatefull workplace-I’m going to be talking to a lawyer.”

If I advertise for a job opening, my office fills up with the angry, over-qualified, alcoholic dead-beats and weed smokers… they all have rights of course and I owe them a job. So, Obama says employers need to hire the uenmployed? Yeah, sure! Sorry if I sound bitter– this is my last year doing this and then I am going solo/free-lance. While I might earn less, I will have my sanity!

Many non-employers will read this and dismiss it as hyperbole or atypical; those of us who have had burdensome payrolls know it is simply realistic. The issues of high costs and multiple risks are societal and cannot be reduced to econometric quantification; the burdens and entitlements built into the labor market are not fully revealed by statistics.

As someone who has experience as an employee, as an entrepreneur who ran a small business with dozen or more employees, and as someone who has spent decades as a self-employed free-lance contractor, I understand the compelling benefits of sole proprietorship in which all labor is subcontracted to other free-lancers/sole proprietors: the taxes, healthcare, insurance and all the rest are the responsibility of each free-lancer/contractor.

This arrangement places a premium on professional conduct: in this world, each sole proprietor agrees to do X work for Y compensation paid in Z timeframe. A focus on entitlement is of no interest to people expecting professional behavior and results. An “entitlement/employee” attitude will quickly alienate those who just need X work done in Y timeframe, and unprofessional work or conduct will result in a loss of future work.

The 1980s song proclaimed “take this job and shove it:” in this era, it’s small business owners who are muttering, “take this business and shove it, I’m outta here.”

While the dearth of small business hiring mystifies pundits and government officials, it’s no mystery to me: I hear from small business owners all the time, and the vast majority are bailing out of their business and the travails of employees, taxes and legal hassles for retirement or a free-lance/contract mode of business.

In this world, security comes not from contractual obligations imposed on employers, but on the quality and professionalism of the work and behavior. Those who mourn the passing of the old era are free to start their own businesses and hire as many people as they want.

http://www.oftwominds.com/blogsept11/not-hiring9-11.html

That Paper Money In Your Pocket Is Worth Less And Less Every Year

Leonard — Mon, 19 Sep 2011 11:00:44 +0000

This is why Constitutional Financial Services was started. That paper money in your pocket is worth less every day.

National Inflation Association Inflation Update
The official CPI based price inflation rate on a year-over-year basis rose again in the month of August to 3.77% compared to 3.63% in July, 3.56% in June, 3.57% in May, 3.16% in April, 2.68% in March, 2.11% in February, 1.63% in January, 1.5% in December, 1.1% in November, and 1.17% in October. From the low in November, year-over-year CPI growth has increased by 243%!

Inflation is now spreading beyond food and energy and to the areas the Fed focuses on with core-CPI, which deceptively excludes food and energy. Core-CPI has now risen 10 months in a row and core-CPI is about to break the Fed’s unofficial 1.5% to 2% target range, which will hopefully convince the Fed to finally believe there is an inflation crisis, something NIA members knew back when the Fed was still worried about deflation.

Core-CPI was up 1.95% in August on a year-over-year basis compared to 1.77% in July and 1.64% in June. Because the BLS likes to round all CPI numbers, core-CPI on a year-over-year basis is now officially 2% and at the top end of the Fed’s unofficial target range. Back in October of 2010, year-over-year core-CPI growth reached a low of 0.6%.

From October until today, core-CPI growth on a year-over-year basis has risen from 0.6% to 1.95% for a gain of 225%. From October until today, regular CPI growth on a year-over-year basis has risen from 1.17% to 3.77% for a gain of 222%.

Changes in year-over-year core-CPI growth excluding food and energy were actually higher since October than changes in year-over-year regular CPI growth, which shows that the Fed will soon no longer be able to ignore skyrocketing price inflation. NIA believes real U.S. price inflation now exceeds 8% on a year-over-year basis.

Gold is money, as Apmex leases office in Trump building using gold, not dollars

Leonard — Sat, 17 Sep 2011 10:54:58 +0000

Kenneth Schortgen Jr, Finance Examiner
September 15, 2011

In what may become a growing trend for businesses and commerical real estate, the Apmex company on September 15th paid Donald Trump in gold bullion, not dollars, for a lease deposit on their new offices on Wall Street.

This is the first time that a Trump corporation has accepted gold in lieu of US dollars for a purchase or lease of any kind for their properties around the world. In addition, Trump said that this will not be the only time he does this, but that it might just become a trend for the Trump corporations.

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Subcommittee Hearing 09/13/2011 Competing Currencies

Leonard — Fri, 16 Sep 2011 15:17:54 +0000

Here’s an interesting video from 09/13/2011. Be sure to listen to the question and answer about income taxes starting at about 56:30.

To bad Dr. Paul does not talk about the NEW silver dollar concerning the tax issue.